If I use a pleasure vehicle on a two auto policy to commute temporarily, am I nonetheless covered?

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Challenge just by Nick P: If I use a pleasure motor vehicle on a two automobile policy to commute temporarily, am I still covered?

If I were to drive a automobile that was disclosed as a pleasure automobile on a multi car auto policy to commute even though the commuter automobile on the policy was getting repaired, will I even now be covered for instances this kind of as collision or animal strikes?

Thanks in advance!

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Most useful solution:

Solution by g

Nick,

If you have collision coverage on the “pleasure car” then yes. It is that basic. Get a seem at your policy premium statement, it will spell out specifically what you have on the two your autos.

Reply by Percyqted

Given that when have insurance companies been on your side. If your vehicle is insured for pleasure only and then you have an accident in the middle of a every day commute do you feel they are going to spend out?

As with all issues to do with policy variations examine with the insurer and if feasible get an response in creating Prior to you do it.

A verbal agreement ain’t really worth the paper it truly is written on

Solution by Entidtil

In the USA, Yes of program…..If…..To have other people house covered it would want liability, .to have the automobile covered, it would need collision insurance coverage to have an animal strike covered it would require complete.

Totally grasp good?

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If I use a pleasure vehicle on a two auto policy to commute temporarily, am I nonetheless covered?