Poor car (rather, poor owner)
Main issue from Stephen T: What is a car insurance down payment?
I see these commercials for cheap car insurance with a “low down payment”. I’ve had three car insurance companies in my life and not a single one has required a down payment. Why would anyone choose a company that did?
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Best answer:
Answer by Iffy
That means if the policy is 2200 annual for a down payment of 200 you get the insurance card to register your vehicle. This is important to young people
Answer by mbrcatz
You buy your car insurance, it’s a policy for a year, or six months. MOST people don’t want to, or can’t, pay for the policy “up front” when they buy it – they want “payments”.
The DOWN payment, is the first payment of your policy, if you’re making monthly payments.
We buy our car insurance six months at a time, and just pay the bill, twice a year. No “down payment”. But MOST of the world, pays for it from month to month.
Answer by Tom Z
A low down payment means that you don’t have to have much cash to get your insurance started. Very important feature if you are young, just bought your first car and have very little money left to pay for the insurance. You can get the car “on the road” and not have to worry about the monthly payments until your next couple of paydays.
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Car Insurance for New Drivers: 4 Tips for Lowering Premiums
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