Today State Farm Insurance Company announced rate increase requests averaging over 70% in the state of Florida, with requests of over 200% in some areas! The bulk of this increase is likely to be approved according to National Underwriter, an industry magazine. Allstate has taken a different approach, arranging with several smaller insurance companies to take 200,000 of their customers off their hands for homeowners insurance.
As I have indicated in previous columns, there is no one solution to this issue and so creativity and innovation is called for.
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